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Expert opinion: Abigail Koch on travel insurance

Abigail Koch, from comparethemarket南京夜网419论坛. Photo: SuppliedQ. What risks do Aussie travellers face when they holiday domestically and do they need travel insurance?
Nanjing Night Net

A. Aussies love their local travel more than overseas travel as a recent comparethemarket南京夜网419论坛 survey found, but their “she’ll be right” attitude is worrying. When travelling domestically, Aussies tend to believe that they are protected by their existing insurance policies, such as the complimentary travel insurance offered by their credit card, but that’s often not the case. The most common reasons people take out travel insurance are for lost or damaged luggage, flight cancellations or delays and theft of personal belongings. If these incidents happen in Australia then typically they would not be covered by standard credit card travel insurance. Other financial risks travellers face include unrefunded hotel booking cancellations, being unable to claim on lost or stolen cash and vehicle excess if they have an accident in their hire car. Travellers should study the terms and conditions before holidaying in Australia to ensure any existing insurance policies provide the right level of cover. A tailored policy is often the safest option and services like comparethemarket南京夜网419论坛 enable you to quickly and easily compare policies from 30 travel insurance brands.

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